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Identity theft

Steps to prevent it

  1. The next time you order checks have only your initials (instead of first name) and last name put on them. If someone takes your checkbook, they will not know if you sign your checks with just your initials or your first name, but your bank will know how you sign your checks.
  2. Do not sign the back of your credit cards. Instead, put "PHOTO ID REQUIRED".
  3. When you are writing checks to pay on your credit card accounts, DO NOT put the complete account number on the "For" line. Instead, just put the last four numbers. The credit card company knows the rest of the number, and anyone who might be handling your check as it passes through all the check processing channels won't have access to it.
  4. Put your work phone # on your checks instead of your home phone. If you have a P.O. Box, use that instead of your home address. If you do not have a P.O. Box, use your work address. Never have your SS# printed on your checks.(DUH!) You can add it if it is necessary. But if you have it printed, anyone can get it.
  5. Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. You will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place. Also carry a photocopy of your passport when you travel either here or abroad.

What to do if your information is stolen

  1. We have been told we should cancel our credit cards immediately. But the key is having the toll free numbers and your card numbers handy so you know whom to call. Keep those where you can find them.
  2. File a police report immediately in the jurisdiction where your credit cards, etc., were stolen. This proves to credit providers you were diligent, and this is a first step toward an investigation (if there ever is one).
  3. Call the three national credit reporting organizations immediately to place a fraud alert on your name and Social Security number. Here are the numbers you need:
    • Equifax: 1-800-525-6285
    • Experian (formerly TRW): 1-888-397-3742
    • Trans Union: 1-800-680-7289
    • Social Security Administration (fraud line): 1-800-269-0271

Options for you on this site

If you were bitten by a dog, This email address is being protected from spambots. You need JavaScript enabled to view it. It's done by email to protect your privacy. He will discuss your options without charge.

If you are a lawyer, tell him about your case and he will suggest solutions. He can spend an hour on the phone with you for strategizing, connecting you with experts, and sending you pleadings, discovery documents, motions and other materials. Or get a set of the same templates that he uses for dog bite cases all over the USA.

If your dog was injured or killed, get the self-help book he wrote to tell you how to make the guilty party reimburse you and compensate you for what you are going through.

Dog trainers and rescues, get the video of his seminar that comes with essential legal documents that will protect you and your business if you are injured or accused of being liable for an injury.

Landlords and property managers can protect themselves and their tenants from the consequences of vicious dogs on the rental premises by using the Lease Addendum: Pets written by Mr. Phillips.